A Leading Private Credit Fund

Oterra Capital is a Private Credit Fund that specialises in offering property secured debt investments to sophisticated Investors and providing funding to commercial Borrowers and property developers.

We have developed a deep and extensive understanding of the property landscape and are committed to building enduring relationships with our Investors and Borrowers.

Our robust credit assessment and due diligence process provides confidence that Oterra Capital are focused on identifying and managing risk right throughout the investment term.  Our team of credit specialists understand all property classes and have the expertise to deal with non-construction and construction transactions.

Oterra Capital operates within an ASIC approved Australian Financial Services Licence (AFSL).  The fund specialises in providing Investors with a variety of contributory mortgage investments which are property secured.

The principals of Oterra Capital have been operating within the Australian property and finance markets for several decades having held executive roles within investment banks, foreign banks and major Australian banks.

Over many years, the principals of Oterra Capital have built a deep understanding within the real estate private credit market.  The teams ability to identify and mitigate risk is a core fundamental and our culture is based on ensuring Oterra Capital originate transactions of the highest credit quality. 

Oterra Capital’s rigorous due diligence and understanding of property risk ensures we deliver optimal Investor outcomes. We have a team of private credit specialists that understand property, construction and development risk.

Our culture is defined by embracing transparency, integrity and disciplined governance.  As custodians of our Investors capital we are committed to transparency, risk management and capital preservation.

It’s a privilege to partner with our Investors and at Oterra Capital we strive to build deep and enduring relationships. Fundamental to this is facilitating quality investments that balance risk for return.

At Oterra Capital, we have the highest of credit standards. Given our extensive private credit and banking experience, we understand how to assess the viability of an investment and only select the highest credit quality transactions in the Australian market.

Quality investments come from having a proactive and collaborative approach with our Borrowers where Oterra Capital is a lender of choice. 

Our team of specialists strive to understand every aspect of each transaction so as to identify and mitigate risks ahead of time.  This approach provides for optimal outcomes for all parties.

Whilst not compromising our underwriting and credit standards, 
Oterra Capital’s management team have developed a deep understanding of the relationship between risk and return.

The team at Oterra Capital have developed this critical skillset which enables us to select and present the highest of quality investments and ensure the yield is appealing to our Investors.

The yields of your private credit mortgage fund investments are extremely competitive.  We believe that our Investors should share on the upside and be rewarded for their trust and loyalty.

Since Oterra's inception, our Investors have received average returns ranging from 10.00% to 12.50% pa paid monthly.

Oterra Capital pride ourselves on being transparent and professional in every aspect.  We embrace a client focused culture that ensures our Investors are fully engaged and informed at all times.

Our investment team regularly engage with our Investors on the performance of their private credit portfolio and discuss upcoming investment opportunities. Our Investors value the benefits of our extensive, insightful understanding of the broader marketplace. 

Oterra Capital is a genuinely Investor-led business. Our processes at every stage are defined by positioning our investors at the forefront of everything we do.