Oterra Capital is a specialist non-bank lender and loan manager providing business and construction loans nationwide. It holds its own Australian Financial Services License with authorisations for general investment advice, issuance and distribution of investment products and custodial deposit services.
All loans are secured against real estate. Typical loan purposes include property acquisition, construction and refinancing residual stock. Oterra has a commitment to providing flexible and sustainable lending solutions that might not be readily available to commercial borrowers with mainstream retail banks.
Oterra maintains a disciplined focus on credit assessment preferring experienced borrowers with a track record of good loan performance.
This has been achieved while maintaining a record of zero losses and strong returns on behalf of high net worth, family office and corporate investors.
Adam Smyth, a Director of Oterra Capital Management and Responsible Manager of the Oterra Capital license, has twenty-five years of experience in business, property and financial services.
His notable roles include Director, Chief Executive Officer and Chief Investment Officer at Bowery Capital, Director at Willow and Oak, and senior positions at Macquarie Bank and National Australia Bank.
Adam holds a Master of Business Administration (Melbourne Business School) and a Diploma of Finance and Mortgage Brokerage Management, among other qualifications.
When he’s not being a business owner, husband or father, Adam loves all things related to food, sport, travel and dogs.
Alan is a Director of Oterra Capital Pty Ltd and Oterra Capital Management Pty Ltd.
Alan has in excess of thirty years of experience in private banking, property finance, institutional banking and financial services. His notable roles included Executive Director of Investment Relations at Bowery Capital, General Manager of Westpac Private Bank and Director at Westpac Institutional Bank. Alan also held senior roles at Macquarie Bank and HSBC Bank where he was focused on commercial property and commercial banking.
Alan holds a Bachelor of Business – Banking and Finance (Monash University) and Certificate of Executive Leadership (University of NSW) amongst other qualifications.
When Alan isn’t managing the private credit fund, you’ll find him supporting his local amateur football club, exercising with his children, enjoying large family dinners and reading the latest best seller.
Our team’s extensive experience in finance and real estate ensures you receive knowledgeable and reliable advice.
We understand that every client’s needs are unique, which is why we offer customised loan solutions.
We prioritise efficiency and transparency in our processes, ensuring you get the support you need without any hidden surprises.
Thanks to Oterra Capital, we were able to secure the funding needed to expand our operations. Their team was professional, responsive, and truly understood our needs.